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12px;border-radius:20px;letter-spacing:.04em}.premium-interest-price{font-family:Playfair Display,Georgia,serif;font-size:20px;color:var(--gold);font-weight:600}.premium-interest-intro{font-size:14px;color:var(--text);margin-bottom:10px}.premium-interest-list{list-style:none;margin-bottom:0}.premium-interest-list li{font-size:13px;color:var(--text-light);padding:4px 0 4px 20px;position:relative}.premium-interest-list li:before{content:"★";position:absolute;left:0;color:var(--gold);font-size:11px}.lookup-row{display:flex;gap:8px;align-items:stretch}.lookup-row .form-control{flex:1}.lookup-btn{flex-shrink:0;padding:10px 16px;font-size:13px;white-space:nowrap}.lookup-hint{font-size:12px;color:var(--text-light);margin-top:5px}.lookup-hint--ok{color:#1a7a4a}.lookup-hint--error{color:#c0392b}.lookup-reselect{background:none;border:none;color:var(--teal);font-size:12px;cursor:pointer;margin-left:8px;text-decoration:underline;padding:0}.addr-picker{margin-top:6px}.ch-results{list-style:none;border:1.5px solid var(--ivory-dark);border-radius:var(--radius);overflow:hidden;margin-top:4px}.ch-result-btn{display:flex;flex-direction:column;gap:2px;width:100%;padding:10px 14px;background:none;border:none;border-bottom:1px solid var(--ivory-dark);text-align:left;cursor:pointer;transition:background .12s}.ch-results li:last-child .ch-result-btn{border-bottom:none}.ch-result-btn:hover{background:var(--ivory)}.ch-result-name{font-size:14px;font-weight:600;color:var(--navy)}.ch-result-addr{font-size:12px;color:var(--text-light)}@media (max-width: 640px){.apply-page{padding:32px 16px 48px}.apply-fieldset{padding:24px 20px}.apply-grid{grid-template-columns:1fr}.apply-full{grid-column:1}.apply-submit{padding:24px 20px 32px}.apply-submit-btn{width:100%;justify-content:center}}:root{--navy: #1c2b4a;--slate: #70738d;--slate-dark: #5a5d73;--navbar-bg: #c5d2e2;--teal: #4a8fa8;--ivory: #f5f7fa;--ivory-dark: #e8edf3;--text: #1c2b4a;--text-light: #5a6478;--gold: #c8a84b;--radius: 8px;--shadow: 0 2px 12px rgba(28,43,74,.1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:Nunito Sans,Segoe UI,Arial,sans-serif;font-size:16px;background:#fff;color:var(--text);line-height:1.65}h1,h2,h3,h4,h5{font-family:Playfair Display,Georgia,serif;color:var(--navy);line-height:1.2}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}button{cursor:pointer;font-family:Nunito Sans,Segoe UI,Arial,sans-serif}input,select,textarea{font-family:Nunito Sans,Segoe UI,Arial,sans-serif;font-size:15px}.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 20px;border-radius:var(--radius);border:none;font-size:14px;font-weight:600;transition:opacity .15s,transform .1s}.btn:hover{opacity:.88;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn-primary{background:var(--slate);color:#fff}.btn-teal{background:var(--teal);color:#fff}.btn-outline{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn-danger{background:#c0392b;color:#fff}.btn-navy{background:var(--navy);color:#fff}.btn-sm{padding:6px 14px;font-size:13px}.card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:24px}.badge-ylh{display:inline-flex;align-items:center;gap:4px;background:var(--gold);color:#fff;font-size:11px;font-weight:700;letter-spacing:.05em;padding:3px 9px;border-radius:20px;text-transform:uppercase;white-space:nowrap}.badge-category{display:inline-block;background:var(--ivory-dark);color:var(--navy);font-size:11px;font-weight:600;padding:3px 9px;border-radius:20px;text-transform:uppercase;letter-spacing:.04em}.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}.form-group label{font-size:13px;font-weight:600;color:var(--navy)}.form-control{width:100%;padding:10px 14px;border:1.5px solid #d0ccc5;border-radius:var(--radius);font-size:14px;color:var(--text);background:#fff;transition:border-color .15s}.form-control:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px #4a9bb826}.error-msg{background:#fde8e8;color:#c0392b;border:1px solid #f5c6c6;border-radius:var(--radius);padding:10px 14px;font-size:13px;margin-bottom:16px}.success-msg{background:#e8f8f0;color:#1a7a4a;border:1px solid #b6e8d0;border-radius:var(--radius);padding:10px 14px;font-size:13px;margin-bottom:16px}.spinner{width:36px;height:36px;border:3px solid var(--ivory-dark);border-top-color:var(--teal);border-radius:50%;animation:spin .7s linear infinite;margin:40px auto}@keyframes spin{to{transform:rotate(360deg)}}